Unlike home loan, education loan or car loan, Personal loan doesn’t have to be for a specific reason. You can take a personal loan for any miscellaneous reason and use it the way you want to, but that doesn’t mean that you will take loan just for having fun. Trust me paying back a personal loan is not a joke, you will be charged a higher interest and you would have to pay it. Here are 5 such situations where personal loan can come in as a savior.

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